Ujjivan Small Finance Bank - Vapi Branch

Regular Current Account

A business-friendly account designed to support daily transactions with ease, enabling smooth cash flow management for enterprises and professionals.

Premium Current Account

Our Premium Current Account offers the best-in-class features to make business banking convenient. Enjoy seamless transactions, flexible limits and free fund transfers through digital channels.

Business Edge Current Account

The business current account of Ujjivan SFB is tailored to perfection to help both large businesses and MSMEs. It has the regular features of any business account as well as some additional ones that make it more flexible and customer-friendly.

Business Privilege Current Account

With industry best features in its category, the Privilege Current Account comes with real privileges to meet all your banking needs.

Business Maxima Current Account

A premium current account designed to support businesses with advanced banking needs. Offering a seamless and comprehensive experience with enhanced convenience, flexibility and efficient management of day - to day transactions.

Sampoorna Nidhi

Add an extra layer of cushion to your financial life with Ujjivan SFB Sampoorna Nidhi. This FD scheme lets you earn higher interest rates with an additional 0.50%* p.a. for senior citizens. The interest you earn gets directly credited to your savings account every month. Select the tenure of your choice and generate a second source of income with Sampoorna Nidhi Fixed Deposit.

Sampoorna Lakshya

Reach your short-term goals effortlessly with Ujjivan SFB Sampoorna Lakshya Recurring Deposit. Choose a tenure between 3 months and 120 months, deposit ?3,000 or more and earn high interest rates with an Senior citizens are eligible for an additional 0.50%* p.a. interest rate. No penalty for premature withdrawals.

Regular Recurring Deposits

Take small steps to reach your financial goals with Ujjivan SFB Regular Recurring Deposit (RD). Invest any amount of your choice every month for tenure ranging between 6 months and 10 years, and earn high interest upon maturity. Senior citizens are eligible for an additional interest rate of 0.50%* p.a.

Digital Fixed Deposit

Digital Fixed Deposits offer the perfect combination of security, convenience, and high returns. With just a few clicks, you can start growing your savings today!

Regular Fixed Deposits

Plan for your future with Ujjivan Small Finance Bank Regular Fixed Deposit. Invest and earn guaranteed returns. Senior citizens are eligible for an additional interest rate of 0.50%* p.a. Select your preferred investment tenure ranging from 7 days to 10 years, invest and see your wealth grow.

Tax Saver Fixed Deposits

Whether you're a salaried professional looking to exhaust your 80C limit before March 31st, or someone simply seeking a minimal-risk investment with a tax edge, our Tax Saver FD is designed to offer you the best of both worlds. Invest for 5 years and claim tax deductions of up to ?1.5 lakh every financial year while earning a competitive interest rate on your investment with our Tax Saver FD.

Platina Fixed deposit

Your gateway to a premium investment experience, offering higher returns and rock-solid security. Enjoy an effortless banking experience and grow your wealth worry-free!

Senior Citizen Fixed Deposit

Enjoy a safe and rewarding way to grow your savings with a Fixed Deposit designed exclusively for senior citizens. Benefit from higher interest rates, flexible tenure options, and assured returns to help you meet your financial goals with confidence and peace of mind.

MSME Loans

Ujjivan Small Finance Bank empowers small and medium enterprises (MSMEs) with financial solutions through our MSME Loans. Ranging from ?3 lakhs to ?1000 lakhs, these loans cater to diverse business needs, whether you're looking to expand operations, invest in new equipment, or consolidate existing debt. Write off the burden of high-interest loans, as our flexible repayment terms ensure that you can manage your repayments efficiently, allowing you to focus on scaling your business.

Home Loan

Turn your dream of owning a home into reality with financing solutions designed for every stage of your journey. Whether you're buying, building, or expanding, enjoy convenient access to funds with flexible options tailored to your housing and micro-mortgage needs.

Ujjivan Chakra Vehicle loan

Individual Loan

At Ujjivan Small Finance Bank, we understand that every individual has unique aspirations and needs. That's why we offer Individual Loans to support your financial planning. Whether you're planning to renovate your house, expand your business, or pursue agricultural activities, our Individual Loans are tailored to meet your specific requirements. With loan amounts ranging from ?50,000 to ?3,00,000 and flexible repayment tenures of 6 months to 36 months,

Group Loans

Group Loan is a unique financial solution designed to provide accessible credit to individuals who are unserved or underserved majorly for income generating activities. Whether you are a small business owner, farmer, or salaried, this loan can help you achieve financial independence and invest in your future.

Gold Loan

Unlock the value of your gold and access quick funds for your personal or business needs. Enjoy hassle-free financing with competitive interest rates, minimal documentation, and secure storage of your pledged jewellery.

Agri Loans

Empower your agricultural aspirations with financing solutions designed to support every stage of your farming journey. Whether it's cultivation, equipment, or allied activities, access timely funds with flexible options tailored to your needs.

NRE Savings Accounts

NRO Savings Accounts

Manage your earnings generated in India while living abroad with ease. Our NRO Savings Account offers competitive interest rates, with no minimum balance requirement. Enjoy free remittance facilities, convenient electronic fund transfers, and more.

NR Maxima Savings Accounts

A premium savings account designed for our NRI customers, offering a seamless and comprehensive banking experience with convenient access to manage finances in India.

NRE Fixed deposit

NRO Fixed deposit

As a Non-Resident Indian (NRI), you can invest your income earned in India through the NRO Fixed Deposit and enjoy competitive interest rates. Benefit from flexible deposit tenures ranging from 7 days to 10 years, multiple interest pay-out options, and convenient repatriation facilities to help you manage your finances with ease.

NRE Recurring deposit

NRO Recurring Deposit

Grow your income earned in India with the NRO Recurring Deposit, specially designed for Non-Resident Indians (NRIs) and backed by competitive interest rates. Benefit from disciplined savings, flexible deposit tenures, and attractive returns to help you achieve your financial goals with ease.

General Insurance

Ujjivan Small Finance Bank understands the importance of protecting your assets and health from unforeseen events, which is why we offer a range of comprehensive general insurance products. Our general insurance portfolio includes Health Insurance, Motor Insurance, and Property Insurance, providing coverage against a wide range of contingencies.

Health Insurance

At Ujjivan Small Finance Bank, we understand that your health is your most valuable asset.

Life Insurance

Life is full of uncertainties, and it's essential to protect the ones we love from unforeseen events. Ujjivan Small Finance Bank understands the importance of financial security for your family's future, which is why we offer a range of comprehensive life insurance solutions. Through our partnerships with leading insurance providers such as Bajaj Allianz Life, Aditya Birla Sun Life, HDFC Life, Max Life, and ICICI Prudential Life,

National Pension System

The National Pension System (NPS) is a voluntary, long-term retirement savings scheme designed by the Government of India. It provides individuals with an opportunity to accumulate savings during their working years to secure a steady income post-retirement.

Demat & Trading

Demat and Trading services facilitate the electronic holding and trading of securities such as stocks and bonds. By opening a Demat account, investors can hold their securities in electronic form, eliminating the need for physical certificates. Trading accounts, on the other hand, allow investors to buy and sell securities through stock exchanges.

Atal Pension Yojana

Atal Pension Yojana (APY), a government-backed pension scheme aimed at providing financial security to the unorganised sector workforce and ensuring a dignified life post-retirement.

Forex Rates Services

Get competitive forex rates for your international transactions and currency exchange needs, helping you save more while enjoying quick and seamless foreign exchange services.

Foreign Currency Non - Resident deposit

Designed for Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs), allowing you to invest your foreign earnings in India without currency risk. Enjoy tax-free interest, full repatriation of funds, and deposits in major global currencies

Resident Forex Currency Deposit

Manage your overseas earnings in India with confidence while protecting your funds from currency fluctuations. You can hold deposits in USD, GBP, and EUR, earn attractive interest rates, and enjoy the flexibility of fully repatriable principal and interest.

Remittance Services

Transfer money abroad quickly and securely for education, travel, family support, or business needs. You can also manage your foreign currency deposits with ease while benefiting from smooth transactions and protection against exchange rate fluctuations.

Exchange Earner Foreign Currency (EEFC) Account

Manage your foreign earnings with greater flexibility through a non-interest-bearing current account created for exporters and foreign exchange earners. You can retain 100% of your income in foreign currencies without immediate conversion to INR, helping you reduce exchange rate risks while enabling seamless trade payments and easy fund conversion whenever needed.

Privilege Corporate Salary Account

Enjoy a premium salary account experience with seamless salary credits, zero minimum balance, unlimited ATM transactions, and exclusive debit card privileges. You also get convenient digital banking access designed to make your everyday banking smoother and more rewarding.

Regular Corporate Salary Account

Receive your salary quickly and securely with a hassle-free banking experience designed for your everyday needs. You get easy access to digital banking, transaction alerts, and debit card benefits to help you manage your finances conveniently.

Maxima Corporate Salary Account

Designed for professionals who deserve more, Maxima Corporate Salary Account brings you exclusive privileges, higher convenience, and unmatched rewards. Choose excellence. Choose Maxima Corporate Salary Account.

TASC

This solution caters to the financial needs of trusts, societies, associations, clubs, hospitals, and government bodies. It helps in managing funds efficiently while making a secure and rewarding investment for your organisation's future.